For many retirement investing can be quite boring. It seems like there aren't very many options out there besides stocks and bonds. Of course there are different ways to invest in these stocks and bonds like, ETF's or mutual funds. While investing in stocks and bonds may be fun for some of us, for many of us it doesn't quite strike any of our excitement factors. Investing doesn't have to be boring. Why not invest in things that aren't boring to you and that you enjoy and know? Sadly, many of you don't invest in things you know or enjoy because you either didn't know you can invest in things you want to or because the investment firm you currently are at doesn't allow it for other investments.
The truth is, you can invest your retirement in things other than stocks and bonds. You can invest in things like gold, real estate and private placements. How is this possible? You can invest your retirement accounts into non-traditional investments through a self directed IRA. A self directed IRA on paper is the same thing a regular IRA except that your custodian (investment firms like Fidelity and Schwab) allows you to invest in the non-traditional assets. The issue with self directed IRAs is that most custodians (investment firms) don't allow them. Why would they not allow a self directed IRA? Because they typically like to push their own investments that make them more money. These types of investments generally consist of stocks, bonds ,mutual funds and the like. What that means for you is not allowing you to invest in the non-traditional investments through a self directed IRA.
What you need to do is work with a custodian that allows for those types of investments, like AET. AET specializes in self directed IRAs and allows you to invest some or all of your retirement monies into non-traditional investments. Accuplan Benefits Services works directly with AET as your account administrator. We are your direct contact for all of your account information and for anything you need.
What can you invest in? We allow you to invest in just about anything you want as long as the investment follows the IRS rules and regulations for IRAs and 401ks. We help you to know what those rules are so that you can invest confidently that the investments you make are well within the rules the IRS has made.
The most popular investments inside of a self directed IRA are real estate, gold and other precious metals and . You choose the investments and we help you get everything set up to make your investments. Again we are here to help you know all the rules and issues with any investments but the best part is you choose the investment.
Bring back some excitement into your retirement investing by investing your way through a self directed IRA. If that scares you too much then why not start small with only investing a small portion of your retirement monies into something like gold? You can invest as much as you want but try it out because it is exciting and it is a great way to truly diversify your retirement accounts. Getting out of the stock market and into some hard assets is a smart strategy for diversifying your retirement. If you need more information about self directed IRAs and what they can do feel free to contact us. Putting excitement back into your retirement is as easy as investing through a self directed IRA.
Author: Nick Barker