We offer the ability to invest in a wide range of alternative assets through self-directed retirement accounts. Real estate, precious metals, private equity, cryptocurrencies, private lending — Accuplan gives you the freedom to build a retirement portfolio that reflects your expertise and investment goals. Our flat-fee structure, expert team, and intuitive platform make it easier than ever to put your retirement savings to work the way you want.
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...and for alternative investments
Our direct relationships with our sister company American Estate and Trust, the licensed and bonded IRA custodian, make Accuplan a true one-stop shop for self-directed retirement account management. This unique partnership streamlines account setup, transaction processing, and IRS compliance — all while keeping fees flat and predictable. Whether you're new to self-directed investing or an experienced alternative asset investor, our integrated approach delivers a superior IRA experience.
For self-directed IRAs
An IRA with checkbook control involves creating a Limited Liability Company (LLC) that is wholly owned by your IRA. As the manager of that LLC, you have signing authority over a dedicated checking account, giving you direct control over investment decisions. This structure eliminates the need for custodian approval on each transaction, allowing you to act quickly on time-sensitive opportunities and manage expenses with greater efficiency.
For business owners
Designed for self-employed individuals and business owners with no full-time employees, the Solo 401k offers high contribution limits — up to $72,000 per year for 2026 — combined with the flexibility to invest in real estate, private equity, precious metals, and more while Accuplan handles plan compliance.
For putting money into your business
ROBS, or Rollover for Business Startup, is a financing strategy that allows you to use funds from an existing retirement account to capitalize a new or existing business — without incurring early withdrawal penalties or triggering taxable income. The process involves establishing a C corporation, creating a new 401(k) plan sponsored by that corporation, and rolling your retirement funds into the plan to purchase company stock. The result is tax-compliant business funding drawn directly from your retirement savings.
We take a direct approach to fee transparency. Instead of charging a percentage of your account balance, Accuplan charges a flat annual fee regardless of how much your account grows. This means every dollar of your investment gains stays in your account — working toward your retirement goals rather than increasing your custodian's revenue.
Knowing your fees in advance is a cornerstone of smart retirement planning. With Accuplan's flat-rate annual fee, you always know exactly what you'll pay, year after year. There are no tiered pricing structures, no percentage-based charges that scale with your success, and no hidden costs that appear as your account matures. It's straightforward, honest pricing that puts you first.
Director of Business Development
Brian Davis is a Director of Business Development at Accuplan Benefits Services and a seasoned Self-Directed IRA specialist with experience dating back to 2001. Before entering the self-directed retirement account space, Brian built his financial expertise through years in the mortgage and insurance industries — giving him a well-rounded perspective on how retirement accounts fit into a broader financial picture.
Brian grew up in Northern California in an agricultural business family, and that practical, results-driven upbringing shapes his approach to every client relationship. He specializes in real estate investing, trust deeds, crowdfunding, and personal financing strategies within self-directed IRAs, and has guided the opening of over 1,000 self-directed accounts for investors throughout California and beyond.
Brian's clients love the freedom that comes with working with someone who truly knows the self-directed IRA landscape. His deep expertise in IRS rules, alternative asset classes, and retirement account structures means his clients can invest with confidence — knowing their accounts are both compliant and optimized for long-term growth.