Self-Directed Retirement
Your retirement, your way.
Take control of your financial future. Open an account in 10 minutes or talk to a specialist about whether a self-directed IRA fits your goals.
Already have an account? Contact support
What will you invest in?
Your IRA. Your assets. Your call.
Real Estate
One of the most popular alternative assets for self-directed IRAs. You can use your IRA funds to purchase rental properties, vacation homes and other real estate investments.
Learn more →Private Equity
Private equity investments, such as venture capital and angel investing, can also be held in a self-directed IRA.
Learn more →Precious Metals
Self-directed IRAs can invest in precious metals, such as gold and silver, either in physical form or through exchange-traded funds.
Learn more →Cryptocurrencies
Trade Bitcoin, Ethereum, and 200+ coins inside a tax-advantaged IRA.
Learn more →Private Debt
Self-directed IRAs can invest in private debt opportunities, such as promissory notes and private loans.
Learn more →Private Placements
Private placements, which are securities offerings that are not publicly traded, can also be held in a self-directed IRA.
Learn more →How to start
Opening your own self-directed IRA account.
We have made our application process simple for client convenience. Specifically, all that's required to get started is the account holder's personal information and funding information from an established IRA or a brand-new retirement savings account.
Complete the Application
Personal information you will need: SSN, date of birth, contact info, mailing address, image of valid photo ID.
Fund Your Account
Direct contributions (2026 limit $7,500), rollover from 401(k)/IRA, or transfer from another custodian.
Start Investing
Fill out a Direction of Investment form from your dashboard and self-direct your tax-advantaged funds.
Administering over $1.5B in assets. 10K+ active accounts.
Why Accuplan
Pioneering the Self-Directed IRA landscape.
Four decades of administering alternative-asset retirement accounts. The numbers do the talking.
Industry Leaders
We have been in business since 1985, serving more than 10,000 accounts with over 40,000 unique investments. Our job is to empower our valued clients, to help their retirement funds grow to their fullest potential.
Learn More →Lowest Industry Fees
Flat $349.95 annual fee, not a percentage of your account. Whether you hold $50K or $5M, the fee is identical. Every fee published in full.
See Fees →Decades of Expertise
Our IRA compliance team has 40+ years administering self-directed accounts alongside AET, our custodial partner. The rules are second nature.
About Us →Intuitive Dashboard
An online platform purpose-built for alternative investments. Direction of Investment forms, asset valuations, distributions — all from one place.
Learn More →What Accuplan customers are saying
The Accuplan team has been incredibly helpful. They have saved me on several occasions, probably from paying over $50,000 in personal income taxes. I have been a customer for almost four years, and every time I call or need advice, they have been there. They personally set up my self-directed IRA LLC so I can manage my real estate holdings. Accuplan is an incredible and knowledgeable resource. I could not have done this without them.
Open Your Account
Open a Self-Directed IRA with Accuplan.
Accuplan, as a Third Party Administrator working alongside American Estate & Trust as custodian, allows investors to invest in a wide range of assets beyond traditional stocks and bonds. More investment options, greater control, flexibility, tax advantages, expertise and support.