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Finding an HSA provider that has a more transparent, low-cost account fee schedule is now easier than ever. With Accuplan, you not only have complete control of your health savings account, but you also can earn interest on your contributions.
We created our administrative backend with you in mind—easy 24/7 access to everything you need to manage your business account fully.
Fully Dedicated Support
Our support staff understands the importance of the service you are providing. We are available to chat online or over the phone. Get in touch now!
Provide Better Benefits
We know you want the best HSA accounts for your employees. Let us provide the perks without the expense. Offer the ability to invest contributions and earn on savings.
HSA money is yours to keep. Unlike a flexible spending account (FSA), unused money in your HSA isn't forfeited at the end of the year; it continues to grow, tax-deferred.
Anyone can make an after-tax contribution to your HSA. Generally, contributions another person makes to your HSA will not be tax-deductible for the contributor, and the IRS's annual contribution limits will still apply. See IRS Publication 969 for more on annual HSA contribution limits.
The IRS defines HSA contributions each year. For 2021, HSA contribution limits are S3,600 for individual health plans and S7,200 for family health plans. For 2022, HSA contribution limits are S3,650 for individual health plans and S7,300 for family health plans.
HSA-eligible individuals age 55 or older during the tax year can contribute an additional $1,000 annually.
You're eligible to open and contribute to an HSA if:
Generally, you are not eligible to open or contribute to an HSA if you are covered under a health plan that is not a high-deductible health plan (non-HDHP), with certain exceptions for plans with preventative care benefits and some types of permitted insurance and permitted coverage.
HSA-ineligible health plans include:
HSAs are tax-advantaged in three ways.