A self-directed 401K lets you invest as you see fit. You can choose your own mutual funds, stocks and bonds rather than sticking to the pre-made funds typically associated with a retirement savings account. You can even invest in more unconventional assets like real estate and commodities if your employer allows it. The types […]
Tag: retirement savings
Get Yourself Caught up on Retirement Savings
If you’re struggling to get that retirement savings tucked away, don’t stress. It’s unfortunately not uncommon for Americans to have trouble in this department. Or for Americans to have trouble saving at all. Whether it’s low-wages to blame or pressure to keep-up-with-the-Joneses, we’re flat out bad at it. The good news is that there are […]
What to do if your Retirement Savings Falls Short
With so many older workers approaching their retirement years with meager savings, the big question is: What can they do to improve their financial security in retirement? If you’re in your 50s or older, working longer — even by a few months — has a much greater impact on your ultimate retirement income than saving […]
Warning Signs that Your Retirement Savings are off Track
You know that little voice in your head that’s been bothering you lately? It’s telling you that you may not have enough for retirement, right? Well, you’re not alone. Here in America, 75% of us that are over 40 actually are significantly behind on our retirement savings. So how can you tell that you’re off […]