There are a handful of IRA account types to choose from. Do you feel confident that you’re familiar with the details of those accounts? For a quick overview of each account type, keep reading. SEP IRA A Simplified Employee Pension Plan, or a SEP IRA, is a retirement plan that’s specifically designed for people with […]
Tag: self directed ira
Rolling Over a 401K to a Self-Directed IRA
A rollover is a transfer of funds from one retirement savings account to another retirement savings account type. The reason that you may want to rollover an account can range from dissatisfaction with the performance of your current account, a change in employment, or maybe you’ve inherited an IRA. Regardless of your reason, there are […]
IRA Q&A: Your Job and your Retirement Savings
Here’s a question that popped into my head just the other day: Can you put money in an IRA or a Roth IRA if you don’t have wage income? And the answer I found is that Individual Retirement Accounts (IRAs) were introduced in the mid-70s to help employees save for retirement and reduce their taxable […]
Rules and Limitations for Owning Real Estate Through an IRA
Buying real estate through your IRA is a lucrative and competitive business. It can substantially increase the return on your IRA’s investment, and make for a big, cushiony retirement nest egg. One of the biggest reasons that more people don’t take advantage of owning a real estate IRA is all the rules and confusion that […]
Tapping into Multiple Retirement Income Avenues
If you’re lucky enough of a person to have a pension, a matching 401K, or any other type of retirement saving option, and you’re fully taking advantage of those benefits, then this article may not be for you. This is more geared towards the 70% of American’s who have either less than $1000 saved for […]
IRA Rollover Mistakes You Cannot Afford to Make
There are times when having an IRA can be trickier than anticipated. There are a lot of rules to follow, there are papers that need to be signed, certain accounts that have to be opened, and sometimes it can be intimidating. This is one reason why having an experienced administrator and custodian on your side […]
Five Changes Coming to the Retirement World in 2016
It’s still early in 2016, but big changes are coming in the retirement world, as it’s always changing. As you plan for retirement, it’s important to stay on top of specific changes that can affect your self-directed IRA retirement accounts, regular retirement accounts, Social Security and investment vehicles. These changes could impact your saving strategy: […]
A Beginner’s Guide to Investing in Gold
Only 18 days into 2016, and we can already say that it’s been a rocky year. The world is going through rough times in many ways; the second episode of the Chinese stock market crash last week has spooked stock investors across the globe. Bond yield spreads are rising, adding to investors’ fears of bigger […]
Unique Types of Properties to Invest in With an IRA
Flexibility is one of the main reasons savers and investors use self-directed IRAs for real estate transactions. A property can be acquired quickly, with the required fees and costs being directly paid for from the IRA, and in turn, any profits will funnel straight back into the self-directed IRA account. Commercial Property The inconsistent performance […]
How You Can Invest in Tech with a Self Directed IRA
It’s sometimes forgotten that with a self-directed IRA, people can invest in pretty much anything. While there are exclusions in what you can invest in, technology definitely isn’t one of them.This last year, the technology sector has delivered some of the best returns since the recession in 2008, and while these stocks have the potential […]