Do you have an IRA or a 401K? According to the Federal Reserve’s Survey of Consumer Finances, in 2013, about 45 percent of households aged 25 to 64 had balances in retirement accounts. Do those 45 percent of Americans know what their retirement accounts are invested in? Most likely not, and that doesn’t bother most […]
How to Use a Self-Directed IRA to Invest in a Real Estate Investment Trust
A real estate investment trust is a company that owns or finances real estate. A REIT will invest in rental properties (known as equity REITs), or finance the mortgages (known as mREITs), or both. If you know how a mutual fund works, REITs operate similarly. Investors pool their money to build enough capital to fund […]
As a Small Business Owner, What Are Your Retirement Plan Options?
Being self-employed gives you a certain measure of freedom, but it definitely doesn’t give you an out on skipping on something as important as saving for retirement. There’s an argument that it makes putting money away that much more critical, because unlike an employee who might have access to a 401K, you’re on your own. […]
Why Not Both? Operating a 401K and an IRA Simultaneously
If you contribute to your 401K account, you may still contribute to a Roth IRA and/or a traditional IRA, as long as you meet the IRA’s eligibility requirements. However, if you wish to contribute to a traditional IRA and take a tax deduction for that contribution, depending on your income, your contribution to your employer’s […]
Buying Real Estate with Your SDIRA? Your Lending Options
Lending options have been limited since 2008, when the credit market seized up, but that’s all changing now. As the housing market strengthens, more and more lenders are emerging with new, creative programs. This is excellent news for real estate investors who want to take advantage of today’s incredible deals. So what are your lending […]
Start Rolling Over Your 401K to an IRA
When it comes to a 401K, you can take it with you from job to job, and in fact, you should, and it should be in the form of a 401K rollover. But making the most of the money you’ve built up means performing the rollover correctly. Here’s the four-step process for how to rollover […]
How Everyone Can Save for Retirement When a 401K isn’t Offered at Work
Are you one of the millions of workers without a retirement plan at work? Or perhaps you’re self-employed and don’t have an employer at all? In either case, it’s imperative that you take your retirement savings and investments into your own hands. Employer retirement accounts are great, but many businesses don’t take on the added […]
How a RMD Can Negatively Impact Your Retirement Accounts
If you saved well for your senior years by consistently funding an IRA or 401K, you’re probably quite appreciative of that money now that you’re actually retired and using it. But the last thing you want to do is give up a huge chunk of your savings for no good reason. And if you neglect […]
The IRS Has Released IRA Contributions Limits for 2020
Each year, the IRS announces IRA contributions and their limits, Traditional IRA deduction income limits, and Roth IRA contribution income limits. Not only is there a maximum amount that Americans can contribute to their IRAs each year, but not everyone is eligible for both types of IRAs. Click here for the self-directed IRA contribution limits […]
Top 10 Worst & Best States for Retirement Security
We hope that you have been enjoying yourself the past few weeks and that your New Year’s Eve celebrations were smashing. Here’s to a great 2015 full of prosperity! For those of you who are looking to have a great year investing in 2015 with your self-directed IRA or self-directed 401k hopefully we at Accuplan […]
Your Self-Directed IRA Will Benefit If You Invest At The Right Time
When I go to the supermarket I buy many of the same items. I find myself sticking to the same types of foods and products. One thing I love that I find myself buying over and over again is fruits and veggies. I also find myself eating the same ones over and over again but […]
Start Saving For Retirement Today!
You have heard it time and time again and today will be no different. We wanted this to be a bit more targeted to those in their 20’s and 30’s but it can apply to anyone regardless of your age. Start saving for retirement now!!! The fact is that most 20 or 30 year old’s […]
