401k rollover basics

401(k) Rollover Basics

If you leave your job or retire, you may be wondering what your options are for a 401(k) rollover. Determining where you want to roll over your 401(k) is a crucial decision that can result in significant savings or costs. When you roll over your 401(k) with high-fee investments to your new employer’s 401(k) plan […]

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IRA Transfers vs. Rollovers

IRA Transfers vs. Rollovers

If you are new to investing, you may be unsure about the difference between an IRA transfer and a rollover. These two processes are similar, which is why they can be so easily confused. Still, they have key differences. If handled incorrectly, you may face greater costs, so it is crucial to know the difference […]

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Precious metal

9 Questions to Ask Before Investing in Precious Metals 

Precious metals have long been considered valuable investments and are often featured in investors’ portfolios. Savvy investors may invest in precious metals to diversify their portfolios, reduce portfolio volatility and protect assets against inflation.  If precious metals may be in your investment strategy, there are a few things to remember. Precious metal investment carries risk […]

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financial planning for your 50s

Financial Planning for Your 50s  

In your 20s, 30s and maybe even your 40s, retirement can feel like a distant reality. In your 50s, the horizon is beginning to inch closer. As such, it can be one of the most important decades for financial planning and developing a retirement savings plan. If you find you aren’t quite where you want […]

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how do interest rates affect cryptocurrency

How Do Interest Rates Affect Cryptocurrency Investments?  

Cryptocurrency is a relatively new, exciting investment opportunity. In recent years, the value of cryptocurrency has grown significantly. Cryptocurrency is a virtual or digital token that uses cryptography to control the creation of units and secure their transactions. Cryptocurrencies can be used to purchase a wide range of goods and services. Cryptocurrency is — currently […]

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Financial planning for your 40s

Financial Planning for Your 40s  

For many Americans, your 40s are your peak earning years. At this point, you are halfway between the point in your life when you entered the workforce and when you’ll reach the traditional retirement age. This is why this decade is an essential time to stay on track or get on track with saving for […]

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How Do Interest Rates Affect Real Estate?

How Do Interest Rates Affect Real Estate?

Commercial real estate rates are affected by changes in demand, inflation, the state of the market and overall economic costs.  In 2020, all interest rates — the U.S. Federal Reserve prediction for overnight lending rates by banks and credit unions — hit an all-time low. Rates have only recently begun to rise with the Federal […]

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How Do High Interest Rates Affect Gold?

How Do High Interest Rates Affect Gold?  

Interest rates measure how much a lender will receive after money is borrowed. Rates are often tied to inflation, which is when the power of every U.S. dollar lent out decreases quickly or over a period of time. Several factors can affect interest rates, such as: As interest rates rise, the price of gold is […]

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