As a self-employed individual or small business owner, you have several retirement plan options. One example is a Simplified Employee Pension Individual Retirement Account (SEP IRA). This account has unique features that can help you maximize tax savings. You can also create a self-directed SEP IRA, which lets you invest beyond traditional assets like stocks and bonds. […]
The enduring popularity of the F.I.R.E. (Financial Independence, Retire Early) movement has revealed an intense interest in the idea of early retirement. There’s no doubt that the desire to retire years or even decades before passing the 60-years-old mark is alive and well in the 21st century. While retiring young is a hot topic, it does raise the question: […]
When it comes to investing your retirement account money into real estate, there are a few rules you need to be aware of. These rules are in place to ensure that you don’t disqualify your IRA when making these investments. […]
Do you know what happened to that money you contributed to your employer’s 401K program? Are you worried it’s lost for good? Don’t fret, we’ve got you covered on what happens to your unused retirement money. Did you quit? If you have more than $5,000 invested in your 401K, most plans allow you to leave […]
The fact is that a majority of Americans don’t have a regular savings account, and an even bigger majority don’t have a retirement savings account. Living on a budget can be tough, especially if you’ve had to make cuts to your spending in the past to make sure you’re living within your means. But even […]