A Guide to Non-Recourse Loans in an IRA

June 19th, 2017

What is a non-recourse loan? When real estate is purchased through a self-directed IRA using leverage, the IRS requires a non-recourse loan. The main difference between a non-recourse loan and a recourse loan is which assets a lender can go after if a borrower fails to repay the loan. Non-recourse debt is usually limited to a 50-60% […]

Will the New Fiduciary Rule Impact your Retirement?

June 12th, 2017

If you haven’t heard of the new conflict of interest rule, or fiduciary rule that the Department of Labor has now enacted this week, buckle up. This new rule expands the “investment advice fiduciary” definition under the Employee Retirement Income Security Act of 1974 (ERISA). With the passing of this legislation, it will automatically elevate all […]

The Real Self-Directed IRA Pros and Cons

June 5th, 2017

Self-directed IRA’s are quickly moving to the forefront of retirement options for working (and in some cases non-working) adults. In an economy where many businesses are cutting back on matching 401Ks for employees, workers can take matters into their own hands with a self-directed IRA account. A Self-Directed IRA Self-directed IRAs are Independent Retirement Accounts (IRA), […]

How a Gold IRA Improves your Retirement Account

May 22nd, 2017

Not a whole lot of people know you can invest in gold, nonetheless, invest in gold with a gold IRA. But you can and for some retirement savers, it’s the answer they’ve been waiting for. If you’re the type that likes to invest in commodities or hard assets, then a gold IRA might have what you’re […]

Get Yourself Caught up on Retirement Savings

May 15th, 2017

If you’re struggling to get that retirement savings tucked away, don’t stress. It’s unfortunately not uncommon for Americans to have trouble in this department. Or for Americans to have trouble saving at all. Whether it’s low-wages to blame or pressure to keep-up-with-the-Joneses, we’re flat out bad at it. The good news is that there are […]