Protecting your Retirement from a Financial Crisis

December 10th, 2018

So first thing’s first, I’m not the fear-mongering type. I personally really hate it when pundits prey on people’s worst instincts. But there is, unfortunately, something to be said for financial forecasting, right? It’s more (at least somewhat) more science-based, and less I’ve-got-a-feeling-something-bad-is-gonna-happen. There are patterns and signs for what’s to come, and we know […]

Traditional IRA Contribution Limits Increase for 2019

December 3rd, 2018

IRA contribution limits are increasing in 2019. For the first time in six years, the IRS is going to push up both the 401k contribution limit and the IRA contribution limit by $500. The IRS adjusts IRA contribution limits and also adjusts income phase-out ranges once a year, and that’s based on cost of living […]

IRA Q&A: Your Job and your Retirement Savings

November 26th, 2018

Here’s a question that popped into my head just the other day: Can you put money in an IRA or a Roth IRA if you don’t have wage income? And the answer I found is that Individual Retirement Accounts (IRAs) were introduced in the mid-70s to help employees save for retirement and reduce their taxable […]

A Guide to Investing in Gold for Beginners

November 19th, 2018

In times like these, investing in gold bullion might be looking like the next best alternative for your investment portfolio. Bullion investing is basically gaining financial exposure to precious metals—primarily, gold, silver, platinum, and palladium. Of these, gold offers the most liquidity. 1. Physical Gold The simplest and most direct form of investing in gold […]

Investing in Trust Deeds with your IRA

November 12th, 2018

  What is trust deed investing? Trust deed investing is simply investing in loans that are secured by real estate. Most trust deed investments are relatively short-term loans given to professional real estate investors. Banks can be reluctant to lend to investors who seek these loans not because the loans are particularly risky, but because […]