Tax planning is a significant factor in choosing which type of retirement account best fits your financial goals. Tax-deferred and tax-exempt accounts may help you minimize your tax responsibility. While these retirement accounts handle taxes differently, both can help you retain more wealth over your lifetime. The advantages of tax-deferred and tax-exempt retirement accounts come […]
How To Finance Real Estate Through a Self-Directed IRA
Investing your retirement funds in real estate is a great way to diversify your portfolio for retirement. Sadly, not all investors have enough funds to purchase a real estate property outright in their retirement accounts. This does not mean you still can’t buy real estate through your retirement account. What is a non-recourse loan? While it […]
How Do Interest Rates Affect Cryptocurrency Investments?
Cryptocurrency is a relatively new, exciting investment opportunity. In recent years, the value of cryptocurrency has grown significantly. Cryptocurrency is a virtual or digital token that uses cryptography to control the creation of units and secure their transactions. Cryptocurrencies can be used to purchase a wide range of goods and services. Cryptocurrency is — currently […]
Financial Planning for Your 40s
For many Americans, your 40s are your peak earning years. At this point, you are halfway between the point in your life when you entered the workforce and when you’ll reach the traditional retirement age. This is why this decade is an essential time to stay on track or get on track with saving for […]
Financial Planning for Your 30s
Your 20s can be a tough time financially. Many 20-somethings are graduating from college, entering the workforce for the first time and figuring out how to navigate the financial responsibilities of adult life. When it comes to building toward and meeting your financial goals, your 30s is a great time to get started. If you […]
Non-Recourse Loans in an IRA: What You Need to Know
If you are looking for a way to invest in assets with your self-directed IRA, you may have come across the term “non-recourse loan.” This blog post will explain a non-recourse loan and how it differs from a recourse loan. We’ll also discuss the pros and cons of using a non-recourse loan in your IRA. […]
How Do Interest Rates Affect Real Estate?
Commercial real estate rates are affected by changes in demand, inflation, the state of the market and overall economic costs. In 2020, all interest rates — the U.S. Federal Reserve prediction for overnight lending rates by banks and credit unions — hit an all-time low. Rates have only recently begun to rise with the Federal […]
How Do High Interest Rates Affect Gold?
Interest rates measure how much a lender will receive after money is borrowed. Rates are often tied to inflation, which is when the power of every U.S. dollar lent out decreases quickly or over a period of time. Several factors can affect interest rates, such as: Supply and demand of money in the economy. International […]
Actionable Ways to Protect Your Retirement From a Recession
Economic downturns and inflation could impact your life savings and retirement nest egg. Recessions are a regular part of economic cycles, so one will inevitably occur at some point. However, no one can accurately predict when a downturn will occur or whether it will be mild or severe. Though it’s impossible to precisely forecast recessions, […]
REITs: Their Benefits, Risk and are They Right for Your IRA?
If you’re considering investing in real estate through your IRA, you may wonder if a REIT is the right choice. This blog post will discuss the benefits and risks of investing in a REIT and help you decide if it’s the right move for your IRA. […]
Using Your IRA to Buy Property
If you’re looking to diversify your retirement portfolio and invest in alternative assets, you may be wondering if you can use your IRA to buy property. Traditional financial assets like exchange-traded funds (ETFs), stocks, mutual funds and bonds can all be great investment options, but diversifying your portfolio can give you greater returns and a […]
The History of Gold and the Benefits of a Gold IRA
Gold is a valuable asset used for centuries as a currency. In addition to its use as money, Gold also has specific benefits when investing. For example, a gold IRA can help to improve a retirement account by giving investors access to this precious metal. What is the history of Gold, and how can it […]