Why 2018 is Your Year to Open a Roth IRA

January 8th, 2018

    A Roth IRA is a retirement account that allows you to contribute after-tax dollars. The reason retirement savers choose a Roth IRA over a Traditional IRA is summed up pretty easily come retirement. No taxes. Since your funds are taxed before they’re contributed, they’re not taxed again come retirement, unlike a Traditional IRA. […]

Choosing The Right Asset Type for your First Investment

January 2nd, 2018

Investing can seem like a double-edged sword. Most people have heard about the importance of it, yet the options and risks sound impossibly intimidating. Too often, confusion and fear lead to doing nothing, because doing nothing at least feels safe from loss. However, as Money Under 30 explains, the apparent safety of doing nothing is […]

Shaping Your Investment Portfolio for 2018

December 26th, 2017

We enter 2018 in the midst of what has been reported as the second-longest running bull market ever. Accordingly, many investors are wondering how they should adjust their investment strategies. After all, given the age of the bull market and the high equity valuations it has produced, it would not be surprising to see it […]

A Look at the 2018 IRA Contribution Limits

December 18th, 2017

You may or may not have caught the news, but the IRS announced last October that it was increasing the 401K contribution limit from $18,000 to $18,500. This is the first jump in that ceiling since 2015. The new limits were announced last October, and they also apply to 403(b)s, the majority of 457 plans […]

What you Need to Know About REITs Before Diving in

December 11th, 2017

  You may or may not know that REITs (real-estate investment trusts), that invest in all sorts of commercial real estate, have been a favorite of investors for years. So let’s go over why it’s a favorite. Get used to volatility REITs can definitely play it hot and cold, and aren’t a set it and […]