Call: 1-866-454-2649   Text: 702-728-3322

What is a SIMPLE IRA and Who’s Eligible to Open One?

The SIMPLE in SIMPLE IRA stands for “Savings Incentive Match Plan for Employees.” This retirement savings plan is a type of traditional IRA that is geared towards self-proprietors and small business owners. Unlike SEP IRAs, where only the employer can make contributions, employees are allowed to contribute part of their pre-tax compensation to their SIMPLE […]

Read More…

Self-Directed 401K Plans Broken Down and Explained

  A self-directed 401K lets you invest as you see fit. You can choose your own mutual funds, stocks and bonds rather than sticking to the pre-made funds typically associated with a retirement savings account. You can even invest in more unconventional assets like real estate and commodities if your employer allows it. The types […]

Read More…

Not your Average 401K: Self-Directed 401K Q&A

Put simply, a 401K plan is a retirement plan that meets the standards set by the Internal Revenue Code for tax-favored status. If offered by their company, an employee can contribute a percentage of their wages either Traditional before tax plan or a Roth after-tax plan, depending on the options offered by their employer. In some plans, […]

Read More…

How to Navigate your First 401(k)/Retirement Plan

Whether you’ve just started your first corporate gig, or if you’ve just been thinking about securing your future, you’ve probably heard the term “401(k)” thrown around a lot, and how you should open one that’s being offered through your workplace. So what is a 401(k) exactly? 401(k) in a Nutshell Having the (k) in its […]

Read More…

Know Your Retirement Accounts: Simple IRA, SEP and Solo 401K (Updated)

Being aware of the different types of self-employed retirement accounts that are available to you is important to get the most out of your retirement and retirement planning. The accounts that are available to most employees are your typical IRA and 401K with Roth and Traditional kickers. However, your account options are much more plentiful […]

Read More…

Should You Opt Out of a 401K and into a Self-Directed 401K?

Many of those reading this article will hopefully know what a self-directed IRA is, but we’re here to talk about what exactly the lesser-known self-directed 401K is, and why you should think about opting in for one. A self-directed 401K is essentially the same thing as a regular 401K, it’s a retirement savings account. The […]

Read More…