Individual Retirement Arrangements (IRAs) have rules stating what you can and cannot do with your retirement savings. For instance, with a traditional IRA, you’ll be charged a 10% early withdrawal penalty if you take distributions before you’re 59 ½ years old unless an exemption applies. In addition to the 59 ½ rule, Roth IRAs also have […]
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Why Include Precious Metals in Your Investment Portfolio
As a long-term investor, you want more than steady returns — you value stability, protection and balance in your retirement planning. Precious metals strengthen your portfolio by adding assets that move independently from traditional markets. They balance risk and protect buying power when other assets struggle. Precious metals, like gold and silver, are tangible assets […]
Crypto IRAs Beyond 2025: What Investors Need to Know
The next era of retirement investing Cryptocurrency is no longer just an experiment. It is becoming a normal part of retirement and wealth planning. As the world of investing changes, many savers are asking a new question: What is the future of Crypto IRAs beyond 2025? The answer is that digital asset retirement investing is […]
Key 2025 Retirement Deadlines Every Investor Should Know
Staying ahead of IRS deadlines can make or break your retirement strategy. Whether you’re contributing to an IRA, running a Solo 401(k), or taking required minimum distributions (RMDs), knowing the exact cutoff dates helps you avoid penalties and maximise tax advantages. Below is a clear breakdown of every key deadline investors must mark on their calendars for […]
Getting Started with Cryptocurrency Investing: A Simple Guide
Key Takeaways Investing in Cryptocurrency with a Self-Directed IRA Cryptocurrency is transforming the way people invest, and now it’s presenting new opportunities for retirement planning. A Self-Directed IRA (SDIRA) allows you to invest in cryptocurrencies. You can buy and hold assets like Bitcoin, Ethereum, and Solana. This investment is part of a tax-friendly retirement account. […]
Crypto Market Outlook: Buy or Sell? 📊
Macroeconomic Factors 🏦 Global economic conditions are heavily influencing crypto sentiment. A hawkish stance from central banks – such as recent signals of tighter U.S. monetary policy and higher-than-expected inflation – has put investors in risk-off mode (Financial Times). Interest rates matter: past crypto bull runs coincided with ultra-loose monetary policy, while rapid rate hikes can pressure crypto prices […]
Understanding Cryptocurrency Price vs. Market Capitalization
As cryptocurrency continues to grow in popularity and adoption, investors must understand key metrics to make informed decisions. Two often-cited but sometimes misunderstood metrics are cryptocurrency price and market capitalization. Each provides valuable insights but serves different purposes in evaluating an asset’s potential and its market standing. What is Cryptocurrency Price? The price of a cryptocurrency represents […]
Using Your IRA to Buy Real Estate
If you want to diversify your retirement portfolio and invest in alternative assets, you may wonder if you can use your individual retirement account (IRA) to buy real estate. Traditional financial assets like exchange-traded funds (ETFs), stocks, mutual funds and bonds can all be great investment options. However, diversifying your portfolio can yield greater returns and provide a safety net. Unfortunately, many Americans are unaware that it’s […]
Financial Planning for Your 30s
Many 20-somethings are graduating from college, entering the workforce for the first time and learning how to navigate the financial responsibilities of adult life. When it comes to building toward and meeting your financial goals, your 30s is a great time to get started. If you will soon be entering your 30s, now is the time to […]
Exploring Industrial and Agricultural Real Estate
The world of real estate is vast and varied. From residential properties to commercial spaces, the options are numerous. Yet, two sectors often overlooked are industrial and agricultural real estate. These sectors offer unique opportunities for investors and industry professionals alike. In this article, we delve into the intricacies of these property types. We explore […]
Maximizing Retirement: Rental Property IRA Investing
As you approach retirement, diversifying your portfolio becomes crucial. One avenue to consider is a Real Estate IRA. A Real Estate IRA is a self-directed retirement account that allows for direct investment in property. It potentially offers higher returns than traditional IRAs. However, investing in real estate through an IRA is not without its complexities. […]
Checkbook Control With Your IRA
If you want to set up a self-directed IRA or you already have an account, you may be able to improve it for quicker investing and bill payment. You can make this happen without waiting for your custodian to direct your bills and investments with checkbook control. Checkbook control, also referred to as IRA LLC, […]
