How The SECURE Act May Impact Your Retirement Savings Account

June 13th, 2019

  If you have money in either a IRA or 401K, you probably already know that eventually you’ll have to take that money out and pay taxes on it, if those accounts are Traditional retirement savings account. But the rules for taking required minimum distributions (RMDs) have always been confusing, especially because they require you […]

What All SDIRA Owners Need to know About Trust Deed Investing

April 29th, 2019

Quite plainly, a trust deed investment is when an individual lends money to a borrower for a real estate purchase. When you invest in trust deeds, you act as a lender and offer financing to a property owner. The loan is secured with a property, and in the event of default its title transfers to […]

Savings vs. Debt Elimination – Which Comes First?

April 8th, 2019

You can scrape together a small amount of extra cash each month, but you aren’t sure what you should do with the money. If you listen to financial expert Dave Ramsey, you will work through the Seven Baby Steps, which start with creating a $1,000 emergency fund. He also advocates debt elimination before retirement savings, […]

Navigating Retirement When You’re Self-Employed

April 1st, 2019

Being self-employed has its ups, but it can also have its downs. For one, there may be enormous business costs to worry about, and you likely have to finance your retirement account entirely on your own. Fortunately, there are a number of self-employed retirement plans that can help you save enough for retirement. In fact, […]