Investing all your retirement funds in one type of asset can be risky. If something happens to that asset class, your investment portfolio could be in jeopardy. Fortunately, you can mitigate the risk by spreading your funds to multiple types of assets. This is known as diversification. Diversifying your investment portfolio can help decrease your […]
Investing your retirement funds in real estate is a great way to diversify your portfolio for retirement. Sadly, not all investors have enough funds to purchase a real estate property outright in their retirement accounts. This does not mean you still can’t buy real estate through your retirement account. What is a non-recourse loan? While it […]
Cryptocurrency is a relatively new, exciting investment opportunity. In recent years, the value of cryptocurrency has grown significantly. Cryptocurrency is a virtual or digital token that uses cryptography to control the creation of units and secure their transactions. Cryptocurrencies can be used to purchase a wide range of goods and services. Cryptocurrency is — currently […]
For many Americans, your 40s are your peak earning years. At this point, you are halfway between the point in your life when you entered the workforce and when you’ll reach the traditional retirement age. This is why this decade is an essential time to stay on track or get on track with saving for […]
Commercial real estate rates are affected by changes in demand, inflation, the state of the market and overall economic costs. In 2020, all interest rates — the U.S. Federal Reserve prediction for overnight lending rates by banks and credit unions — hit an all-time low. Rates have only recently begun to rise with the Federal […]
Interest rates measure how much a lender will receive after money is borrowed. Rates are often tied to inflation, which is when the power of every U.S. dollar lent out decreases quickly or over a period of time. Several factors can affect interest rates, such as: As interest rates rise, the price of gold is […]
Economic downturns and inflation could impact your life savings and retirement nest egg. Recessions are a regular part of economic cycles, so one will inevitably occur at some point. However, no one can accurately predict when a downturn will occur or whether it will be mild or severe. Though it’s impossible to precisely forecast recessions, […]
Gold is a valuable asset used for centuries as a currency. In addition to its use as money, Gold also has specific benefits when investing. For example, a gold IRA can help to improve a retirement account by giving investors access to this precious metal. What is the history of Gold, and how can it […]
When it comes to saving for your health care expenses, you have several options. One plan you might consider is a health savings account (HSA), a type of savings account that allows you to save for and pay health care expenses with tax-free savings. With careful planning, an HSA can be a significant asset as […]
Individual retirement accounts are one of the best ways to grow your money for retirement. To clarify, an Individual Retirement Account is an account that allows you to set aside money for retirement and grow your savings tax-deferred. […]
An individual retirement account (IRA) allows you to save for retirement, even if you don’t have a plan provided by an employer. IRAs can offer tax advantages, such as deducting your contribution the year you make them or withdrawing your contributions and earnings tax-free in retirement. A self-directed IRA (SDIRA) lets you take advantage of […]
When you’re self-directing your IRA, it’s up to you to do the proper due diligence and research before investing. This means learning about all of the different investment options available to you and ensuring that each one is a good fit for your portfolio. It also includes investigating potential investments thoroughly before putting your money in them. The following are a few steps to help you do proper due diligence when investing in a self-directed IRA. […]
Get industry related news, tips, tricks and techniques for alternative investing.
